The Hidden Cost of Credit Card Debt

Are you tired of making minimum payments on high-interest credit cards that never seem to go down? You're not alone. The average credit card interest rate often exceeds 20% APR, making it difficult to pay off balances and costing you thousands in interest over time.

Pioneer Valley Federal Credit Union's Eagle Line of Credit offers a smarter solution. With our personal line of credit, you can consolidate your high-interest debt into one manageable payment at a significantly lower rate.

Why Choose an Eagle Line of Credit?

• Lower Interest Rates: Potentially save thousands with rates typically lower than credit cards
• Quick Access: Easily transfer funds to your checking account when needed
• Flexible Repayment: Only pay interest on what you use
• Credit Building: Regular payments help improve your credit score
• No Collateral Required: Unsecured financing up to $25,000

Real Member Success Stories

"I consolidated $18,000 in credit card debt with an Eagle Line of Credit and saved over $4,000 in interest payments. The peace of mind of having one payment instead of five is incredible."
- Sarah M., Pioneer Valley Credit Union Member

Getting Started is Easy

1. Apply Online or In-Person: Quick and simple application process
2. Get Approved: Fast approval with competitive rates based on your creditworthiness
3. Consolidate Your Debt: Use your line of credit to pay off high-interest cards
4. Save Money: Enjoy lower monthly payments and less total interest