Choose Your Term

All certificates feature guaranteed returns and federal insurance

Short-Term

6-12 Months

• $1,000 minimum
• Competitive rates
• FDIC insured
• Quick access
• Perfect for goals

Best for: Emergency funds and short-term savings goals

Long-Term

18-60 Months

• $1,000 minimum
• Higher rates
• FDIC insured
• Maximum growth
• Rate protection

Best for: Long-term wealth building and retirement planning

Why Choose PVCU Certificates

🛡️

100% Safe

NCUA insured up to $250,000 with government backing

📈

Guaranteed Growth

Fixed rates locked in at opening - no market risk

💰

Credit Union Advantage

 means higher rates for you

⭐

Personalized Service

Personal support from your credit union

📱

Easy Management

Track growth and manage certificates online

🔄

Flexible Terms

Multiple terms available with automatic renewal options

Getting Started is Simple

Open your certificate in four easy steps

1

Choose Term

Select the term that fits your goals

2

 Online or Visit Branch

Bring ID and initial deposit

3

Open Account

Complete simple application

4

Start Earning

Watch your money grow safely

APY=Annual Percentage Yield. Rate based on balance until maturity date. Penalty will be imposed for early withdrawals on Term Share accounts; fees and certain conditions may reduce earnings. The dividend rate is paid on the entire balance in your account. Dividends are compounded daily and credited monthly. Rates are subject to change at any time without notice. Full account disclosures will be given at the time of account opening.