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Routing # 211885946

Share Deposit Rates

Today's Rates

Money Market Accounts
Tier APY¹
$2,500 Minimum 0.15%
$20,000 Minimum 0.25%
$50,000 Minimum 0.30%
$100,000 Minimum 0.35%

 

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The Minimum Balance Required to Open and Earn the above Annual Percentage Yield is based on the tier, shown above. The Minimum Opening Deposit required for a share account to Earn APY¹ is $25. Rates are subject to change after account opening. If Minimum Balance drops below $2,500 on Money Market Account the dividend rate will be equal to the Primary Shares rate. Fees may reduce earnings.

Share Certificate
Term Tier 1 APY¹ Tier 2 APY¹
6 Month 0.40% 0.40%
12 Month 0.45% 0.45%
24 Month 0.55% 0.55%
36 Month 0.80% 0.85%
48 Month 0.90% 0.95%
60 Month 1.21% 1.25%

Tier 1 Certificate Minimum Balance to Open and Earn APY¹ is $1,000; Tier 2 Certificate Minimum Balance to Open and Earn APY¹ is $25,000. Rate based on balance until maturity date. Penalty will be imposed for early withdrawals on Term Share accounts; fees and certain conditions may reduce earnings. Full account disclosures will be given at the time of account opening.

DirectFLEX Share Certificate
Term Tier 1 APY¹ Tier 2 APY¹
18 Month 0.50% 0.55%

DirectFLEX Certificate Tier 1 Minimum Balance to Open and Earn APY¹ is $500; DirectFLEX Certificate Tier 2 Minimum to Earn APY¹ is $25,000. Deposits are allowed during the term of the DirectFLEX Certificate. Rate based on balance until maturity date.

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Traditional IRA, Roth IRA and Coverdell Education Savings Certificates
Term Tier 1 APY¹ Tier 2 APY¹
6 Months 0.40% 0.40%
12 Months 0.45% 0.45%
18 Months 0.50% 0.55%
24 Months 0.55% 0.55%
36 Months 0.80% 0.85%
48 Months 0.90% 0.95%
60 Months 1.21% 1.25%

Tier 1 Certificate Minimum Balance to Open and Earn APY¹ is $500; Tier 2 Certificate Minimum Balance to Open and Earn APY¹ is $25,000. Penalty will be imposed for early withdrawals on Term Share accounts; fees and certain conditions may reduce earnings. Full account disclosures will be given at the time of account opening.

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Share Accounts
Account Title Dividend Rate APY¹
Primary Share Account* .025% .025%
Secondary Share* .025% .025%
Holiday Club2 .025% .025%
Vacation Club2 .025% .025%
Emergency Fund2 .025% .025%
IRA Traditional Account2 .025% .025%

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*Minimum Opening Balance of $25; Minimum Balance to Earn for APY¹ is $25.

2Minimum Opening Balance of $10; Minimum Balance to Earn APY¹ is $10.

Penalty will be imposed for early withdrawals on Term Share accounts; fees and certain conditions may reduce earnings. Full account disclosures will be given at the time of account opening.

Checking Accounts
Account Type Tier 1 APY1
Investor Rewards Checking* 1.00%
Cash Back Rewards Checking* 0.00%
FREE Checking 0.00%

*Qualifications do apply.

Minimum Opening Balance is $0. Dividend paid for balances of $0 - $25,000; Minimum Balance to Open and Earn APY* is $0.01.

For Dividends paid on balances greater than $25,000, Minimum balance to Open and Earn APY¹ of 0.25% is $25,000.01.

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¹APY –Annual Percentage Yield. The dividend rate is paid on the entire balance in your account. Dividends are earned daily for each day your balance exceeds the minimum daily balance required. Dividends are compounded daily and credited monthly. Rates are subject to change without notice after account opening.

Full account disclosures will be given at the time of account opening.