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Special Deposit Rates

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Checking Accounts

Account Type	Tier 1 APY1
Investor Rewards Checking*	2.00%

*Qualifications do apply. Minimum Opening Balance is $0.01. Dividends paid for balances of $0.01 - $25,000 is 2.00% APY¹ ; For Dividends paid on balances greater than $25,000 earns an APY¹ of 0.15%. Rates are subject to change after account opening.

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Green High Yield Savings

Tier	APY¹
$1,000   Minimum	3.00%
$25,000 Minimum	3.50%
$50,000 Minimum**	4.00%

**No withdrawal restrictions and no time/term commitment. Must enroll in online and mobile banking and enroll in eStatements. Rate is subject to change. Disclosure.

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Money Market Accounts

Tier	APY¹
$2,500 Minimum	0.50%
$20,000 Minimum	0.75%
$50,000 Minimum	1.50%
$100,000 Minimum	2.00%

The Minimum Balance Required to Open and Earn the above Annual Percentage Yield is based on the tier, shown above. The Minimum Opening Deposit required for a share account to Earn APY¹ is $25. Rates are subject to change after account opening. If Minimum Balance drops below $2,500 on Money Market Account the dividend rate will be equal to the Primary Shares rate. Fees may reduce earnings.

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Share Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates

Term	Tier 1 APY¹	Tier 2 APY¹
6 Month	1.55%	1.55%
12 Month	1.60%	1.60%
18 Month	1.70%	1.80%
24 Month	1.80%	1.90%
36 Month	1.90%	2.00%
48 Month	2.00%	2.10%
60 Month	2.10%	2.20%

Tier 1 Certificate Minimum Balance to Open and Earn APY¹ is $1,000 ($500 Minimum for 18 Month Term Share Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates); Tier 2 Minimum Balance to Open and Earn APY¹ is $25,000. Deposits are allowed during the term of the 18 Month Certificate. Rate based on balance until maturity date. Penalty will be imposed for early withdrawals on Term Share accounts; fees and certain conditions may reduce earnings. Full account disclosures will be given at the time of account opening.

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Share Accounts

Account Title	APY¹
Primary Share Account*	.025%
Secondary Share*	.025%
Holiday Club2	.025%
Vacation Club2	.025%
Emergency Fund2	.025%
IRA Traditional Account2	.025%

^*Minimum Opening Balance of $25; Minimum Balance to Earn for APY¹ is $25.

²Minimum Opening Balance of $10; Minimum Balance to Earn APY¹ is $10.

Penalty will be imposed for early withdrawals on Term Share accounts; fees and certain conditions may reduce earnings. Full account disclosures will be given at the time of account opening.

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¹APY –Annual Percentage Yield. The dividend rate is paid on the entire balance in your account. Dividends are earned daily for each day your balance exceeds the minimum daily balance required. Dividends are compounded daily and credited monthly. Rates are subject to change without notice after account opening.

Full account disclosures will be given at the time of account opening.