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Routing # 211885946

Home Improvement Loans



No equity? No problem!

Homeowners and home investors- use this loan to improve your home’s value! No equity in your home? No problem! Pioneer Valley Credit Union offers a solution to financing your home improvement projects.

Just bring your contractor’s proposal and we will take care of the rest!¹

We’ve got the tools you need for a successful home makeover.

  • Borrow up to $25,000
  • Terms up to 84 Months
  • As low as 9.50% APR*
  • No Early Payoff Penalty
  • No Appraisal
  • No Hidden Fees


¹Not all will qualify.

*Annual Percentage Rate (APR) payment example of $25,000 at 9.50% APR for 84 months is $402.26. Actual payment may vary. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation will be greater. Offer based on creditworthiness and may be discontinued or changed at any time. Additional terms and conditions apply.