Today's Rates

Vehicle Loan

Term	Rates as low as APR¹
0-35 Months	1.90%
36-66 Months	2.90%
67-83 Months	2.90%
84 Months	4.25%

*Auto Loan rate of 1.90% APR is for terms up to and including 35 months with estimated 35-month monthly payment of $29.39 per $1,000 borrowed. The rate may vary depending on each Individual’s credit profile and loan term. Rates also reflect a .25% discount for direct deposit with automatic payment from a PVCU account. Rates are subject to change without notice. Other restrictions may apply. Membership required.

Value based on National Automobile Dealers Association (NADA) Value, MSRP or retail value.

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Motorcycle Loan

Term	Rates as low as APR¹
0-35 Months	1.90%
36-59 Months	3.25%
60-83 Months	3.90%
84 Months	4.25%

Motorcycle Loan payment based on $1,000 at 1.90% APR for 35 months is $29.40. The rate may vary depending on each individual’s credit profile and loan term. Minimum loan amount $5,000 with 10% down payment plus GAP, warranty and sales tax. 

Value based on National Automobile Dealers Association (NADA) Value retail value or MSRP.

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Boat Loan

Term	Rates as low as APR¹
0-35 Months	1.90%
36-59 Months	3.25%
60-83 Months	3.90%
84 Months	4.25%

Boat Loan payment based on $1,000 at 1.90% APR for 35 months is $29.40. The rate may vary depending on each individual’s credit profile and loan term. Minimum loan amount $5,000 with 10% down payment. Loans over $50,000 require 20% down payment. 

Value based on National Automobile Dealers Association (NADA) Value retail value or MSRP.

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Recreational Vehicle

Term	Rates as low as APR¹
0-35 Months	1.90%
36-59 Months	3.25%
60-83 Months	3.90%
84-120 Months	6.25%

Recreational Vehicle Loan payment based on $1,000 at 1.90% APR for 35 months is $29.40. The rate may vary depending on each individual’s credit profile and loan term. Minimum loan amount $10,000 with minimum 10% down payment for terms up to 83 months. Loan amount over $75,000 require 20% down payment. 

Value based on National Automobile Dealers Association (NADA) Value retail value or MSRP.

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Eagle Line of Credit

Term	Rates as low as APR¹
Revolving	10.95%

Loan payments are established at the time of each advance at an amount equal to 3.25% times the loan balance, minimum payment is not less than $50.00/month. Maximum loan amount is $25,000.

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Overdraft Line of Credit

Term	Rates as low as APR¹
Revolving	10.95%

Loan payments are established at the time of each advance at an amount equal to 3.25% times the loan balance, minimum payment is not less than $50/month. Maximum loan amount $3,500.

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Secured Loan

Type	Term	APR¹
Share Secured Loan	24 Months	3.00%
Term Share (Certificate) Secured Loan	Up to Maturity Date	3.00%

Share Secured Loan payment example based on $1,000 at 3.25% APR for 24 months is $43.09. 3.00% above Share rate.  Maximum term is 24 months

Term Share Secured Loan payment example based on $1,000 at 3.85% APR for 24 months is $43.36. 3.00% above Term Share rate.  Term based on original certificate maturity date.

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Credit Builder Loan

Term	Rates as low as APR¹
24 Months	10.95%

Credit Builder Loan payment based on $1,000 at 10.95% APR for 24 months is $46.60. Maximum loan amount is $2,000.

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Holiday Loan

Term	Rates as low as APR¹
12 Months	10.95%

Holiday Loan payment based on $1500 at 10.95% APR for 26 bi-weekly is $61.03.  Minimum loan amount $1,500.

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¹APR=Annual Percentage Rate

Loan rates are based on members with the best credit profile. Rates also reflect a 0.25% discount for direct deposit with automatic payment from PVCU Account. All rates are subject to change at any time without notice. Other rates and terms available. Offer may be discontinued or changed at any time. Not all applicants will qualify.