🌟 Our Debt Consolidation Features

🦅 Eagle Line of Credit Up to $25,000 flexible credit line for ongoing debt management

📈 Competitive Rates Significantly lower than typical credit card rates (often 10-20% savings)

📅 Fixed Payment Options Predictable monthly payments for budgeting

🚫 No Prepayment Penalties Pay off early without fees to save even more

💻 Multiple Access Methods Online applications and funding options

⭐ Rate-Based Pricing Better credit scores receive better rates

🎯 Member Counseling Financial coaching available to prevent future debt accumulation

✨ Your Benefits

💸 Immediate Savings Lower interest rates can save hundreds or thousands annually

🧘 Simplified Finances One payment instead of multiple bills reduces stress and confusion

📊 Improved Credit Score Paying off credit cards can boost credit utilization ratios

🔒 Predictable Payments Fixed-rate options eliminate variable payment surprises

⚡ Faster Payoff Lower rates mean more payment goes to principal, not interest

🗽 Financial Freedom Break the cycle of minimum payments and high-interest debt

🎯 Is This Right for You?

💳 Primary Target Members with multiple credit card balances or high-interest debt

🏥 Secondary Target Members with medical debt, personal loans, or store credit accounts

💯 Ideal Situations Credit card debt over $5,000, multiple monthly payments, high interest rates

📈 Credit Improvement Members wanting to boost credit scores through better debt management

Ready to Simplify Your Debt? Take the first step toward financial freedom today!

RATES

*Loan payments are established at the time of each advance at an amount equal to 3.25% times the loan balance, minimum payment is not less than $50.00/month. Maximum loan amount is $25,000.

Rate Information: Rates  are subject to change without notice. Annual Percentage Rate (APR) varies based on credit history, loan amount, term, and other qualifying factors.

APR=Annual Percentage Rate

Loan rates are based on members with the best credit profile. All rates are subject to change at any time without notice. Other rates and terms available. Offer may be discontinued or changed at any time. Not all applicants will qualify. 

Eligibility Requirements: Membership eligibility required. Loan approval subject to credit approval and verification of income. Some restrictions may apply.

Equal Opportunity Lender: We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or because income derives from public assistance programs.

NCUA - National Credit Union Administration, a U.S. Government Agency Federally Insured by NCUA | Equal Housing Lender