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Routing # 211885946

Home Equity Loans

 

 

Unlock the possibilities of your home's value! Use to consolidate debt, enhance your home (install your dream pool), or pay college tuition. There are so many different ways to take advantage of this special low interest rate product.

For more information and to apply contact us at 413-730-4152 or MyHome@PVCU.org.

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Fixed Home Equity Loans

Let your home do the hard work for you with no closing costs*.

Best For:

  • Members who are interested in fixed payments and interest rates
  • Members who are interested in a lump sum up front

Borrow Up To:
80% of Home's Value

Term:
Up to 20 Years**

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Home Equity Lines of Credit Rates

 

*If your loan is paid off within three years of the closing date, you will reimburse credit union for closing costs paid on your behalf. Closing costs will range from $450 - $700. Property insurance is required and is not included in closing costs. Other rates and terms available. Offer may be discontinued or changed at any time. Not all applicants will qualify.

**Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. A fixed Home Equity Loan payment based on $10,000 at 3.250% APR for 5 years is $180.76.