Fund Your Holiday FUN

Make this season memorable without the financial stress

$1,500

12.95% APR* | 12 Months to Repay

Apply Now View Rates

🎄 Available October 1st - December 31st

Why Choose Our Holiday Loan?

Fixed Monthly Payments — Easy budgeting with predictable payments throughout the year

Quick & Easy Application — Fast online approval when you need it most

Avoid Credit Card Debt — Lower rates than most credit cards with structured repayment

No Branch Visit Needed — Complete everything online with direct deposit setup

How It Works

Apply Online

Click "Apply Now" and select "Holiday Loan" under "Select a Purpose". The application takes just minutes to complete.

Get Quick Approval

Receive fast processing and approval during the holiday season when you need funds most.

Enjoy Your Holidays

Use your $1,500 for gifts, travel, entertaining, and all your seasonal expenses without financial worry.

Repay Over 12 Months

Make affordable monthly payments throughout the year with a fixed rate of 12.95% APR*.

Loan Features & Benefits

💰 Fixed Holiday Budgeting

Borrow $1,500 to manage all your holiday expenses with a fixed interest rate and manageable loan period.

⚡ Quick Approval & Funding

Fast processing ensures funds are available when you need them most during the holiday season.

📊 Predictable Payments

Fixed monthly installments provide financial peace of mind during and after the holidays.

📅 12-Month Repayment

Easy-to-budget repayments spread over a full year help you manage post-holiday finances.

🛡️ Avoid Holiday Debt Trap

Structured borrowing prevents accumulation of high-interest credit card debt during the expensive season.

🎁 Stress-Free Holidays

Plan and enjoy the holidays without financial stress or worry about overspending.

Ready to Make This Your Best Holiday Season?

Apply online in minutes and get the funds you need for a memorable holiday celebration

Apply Now View All Rates

*APR = Annual Percentage Rate. All loans subject to credit approval. Terms and conditions apply. Holiday Loans are available for online applications only between October 1st and December 31st each year. Maximum loan amount is $1,500 with a 12-month repayment term at 12.95% APR. Pioneer Valley Federal Credit Union membership required. Rates are subject to change without notice. All information provided is for illustrative purposes only. For complete terms and conditions, please contact Pioneer Valley Federal Credit Union.

*APR = Annual Percentage Rate;
APY = Annual Percentage Yield;
Terms and conditions apply.
Click here for Loan Rates & Disclosure. Click here for Home Loan Rates & Disclosure. Click here for Savings Rates & Disclosure.

Holiday Loans