Up to $25,000 in flexible credit whenever you need it
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Your personal credit line that adapts to your life
Transfer funds to your checking account instantly or access through ATM, checks, or debit card whenever you need money
Funds become available again immediately after each payment - use it, pay it back, use it again with no new applications
Completely unsecured line of credit - no need to pledge your home, car, or other assets as security
Your Eagle Line of Credit gives you the freedom to access funds however works best for you - whether it's an emergency expense or a planned purchase.
Once established, no additional paperwork is ever required. Simply access your credit line whenever needed with payments based on your balance and credit score.
Smart financial tool designed for real life
Regular repayments may support your credit profile through credit bureau reporting
Unlike fixed loans, you only pay interest on the amount you actually borrow
Once approved, access your funds anytime without filling out new loan applications
No set repayment deadline gives you ultimate flexibility in managing your finances
Credit union rates based on your creditworthiness - often better than credit cards
Debt consolidation, home improvements, emergencies, or opportunities - you decide
Join thousands of members who trust Pioneer Valley Credit Union for flexible, affordable credit solutions
🏆 Quick Approval Process • 💪 No Collateral Required • 🎯 Member-Focused Service
Loan Details: Maximum credit line of $25,000. Interest rates are fixed for the term and based on member's credit score. Payments are established at the time of each advance based on balance and interest rate.
Terms & Access: Open term (no set maturity date). Access funds through ATM withdrawals, convenience checks, digital banking transfers, or debit card transactions. Minimum payment required based on outstanding balance.
Eligibility: Available to qualified PVCU members. Credit approval required. No collateral needed - completely unsecured credit line. Funds become available again immediately after payments are made.
Member Benefits: No annual fees. No application fees for additional advances once approved. Credit union rates typically lower than credit cards. Potential positive impact on credit score with regular payments.
*APR = Annual Percentage Rate; APY = Annual Percentage Yield; Terms and conditions apply. Click here for Loan Rates & Disclosure. Click here for Home Loan Rates & Disclosure. Click here for Savings Rates & Disclosure.
Calculator is for informational use only. Your actual loan terms will vary based on a number of factors.
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Calculator is for informational use only. Your actual savings will vary based on a number of factors.