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Routing # 211885946

Trust Accounts

Peace of mind for generations.

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Trust Accounts

Preserve your wealth now and safeguard peace of mind for your family's future. Ensure managing your estate and assets goes as planned by securing funds from potential tax ramifications to distribute on behalf of a beneficiary.

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Revocable Trust

Revocable Trust Accounts are flexible for the grantor and allow beneficiaries to bypass probate court, guardianship, or conservatorship proceedings. Manage and adjust terms throughout a lifetime.

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Irrevocable Trust

Irrevocable Trust Accounts cannot be modified, changed, or dismissed without consent of the grantor's beneficiary or beneficiaries. Once the account has been established, the assets transferred are final.

Key Advantages*

Trust accounts can offer meaningful benefits when structured properly

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Minimizes Estate Taxes*
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Government Benefits*
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Creditor & Asset Protection*
Please Note: We cannot provide legal, tax, or estate planning advice. Please refer to your tax consultant or advisor to determine how a Trust Account fits your estate planning goals.

Account Options

Regular Savings account options available! These types of accounts may be utilized for:

Everyday Access:

  • Checks and Debit Cards
  • Savings Accounts
  • Checking Accounts

Digital Convenience:

  • Mobile Banking
  • Online Banking
  • eStatements

Getting Started is Simple

Open your Trust Account in a few easy steps

1

Choose Your Trust Type

Decide between a Revocable or Irrevocable Trust with your advisor

2

Gather Documents

Trust document, identification, and tax ID information required

3

Visit Our Branch

Trust accounts must be opened in person at our branch

4

Start Managing

Begin managing your Trust Account with confidence

Required Documentation for Trust Account Opening

Trust & Tax Information:
  • Trust document showing trustor, trustee, and successor trustee
  • Social Security Number of trustor (Revocable Trust) or EIN documentation (Irrevocable Trust), unless a separate TIN is used
Trustee Identification:
  • Valid government-issued photo ID for trustee(s)
  • Address verification for trustee(s)
  • Membership application signed by trustee(s)

Ready to Open Your Trust Account?

Preserve your wealth and protect your family's future

Visit Our Branch Call (413) 733-2800

Federally insured by NCUA.

*We cannot provide legal, tax, or estate planning advice; refer to your tax consultant or advisor.

Membership eligibility requirements apply to Trustor(s) of a Revocable Trust and Trustor(s) or Beneficiary(s) of an Irrevocable Trust.

Account Opening: Trust accounts must be opened in person at our branch location. A copy of the trust document is required and will be retained for verification and compliance.

*APR = Annual Percentage Rate;
APY = Annual Percentage Yield;
Terms and conditions apply.
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