Find out how our Prequalification Process works.
We value empowering our members to make the right choice for their financial goals.
Thank you for watching our Talk to Tony video outlining our Prequalification Process.
Get prequalified BEFORE you begin house hunting*! A prequalification letter is a document based on certain assumptions and it is not a guaranteed loan offer. It lets the seller of the home know that you are likely to be able to get financing. Sellers frequently require a prequalification letter before accepting your offer on a house.
Pioneer Valley Credit Union's VP of Lending, Tony, and Lizzie, Executive Assistant, discuss important things you should know before buying your first home! This episode covers the prequalification process.
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*Not all will qualify. Not all will qualify for the lowest rate.
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Thank you for watching our Talk to Tony video outlining the Home Buying Process.
What kinds of things do first time home buyers need to know? Pioneer Valley Credit Union's VP of Lending, Tony, and Lizzie, Executive Assistant, discuss important things you should know before buying your first home!
We do not own the rights to the music. Life by Roa https://soundcloud.com/roa_music1031 Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/_-life Music promoted by Audio Library https://youtu.be/dXqEepAme-M
Get prequalified BEFORE you begin house hunting*! Watch the Talk to Tony video outlining the Prequalification Process.
A prequalification letter is a document stating the lender is tentatively willing to lend to you, up to a certain loan amount. This document is based on certain assumptions and it is not a guaranteed loan offer. It lets the seller of the home know that you are likely to be able to get financing. Sellers frequently require a prequalification letter before accepting your offer on a house.
For a prequalification letter, Pioneer Valley Credit Union requests you complete an application for authorization to obtain credit. The prequalification letter is based on the information provided and what we are willing to lend to you. Pioneer Valley Credit Union will check credit before issuing a prequalification letter. Prequalification letters are good for 60 days. Obtaining a prequalification letter early in the process can be a good way to spot potential issues in time to correct them.
You have questions, we have answers! Our dedicated team of Lending professionals have the knowledge and experience to guide you through every step in the home buying process. We treat our members like family and want to see them reach their financial goals. We value the power of educating our members to make the right choice for them. Our team is cross trained on a variety of subjects to empower the member with the tools they need to succeed.
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Long-term financial stability is all about being in a position to take care of your financial future. By setting financial goals today, you can work toward a prosperous life for years to come. You can live your life with the peace of mind that your bases are covered with regard to your finances.
There are direct benefits of owning a home. If you’re currently living with family, friends, or renting a property and you’re considering the purchase of a home, understanding the benefits of home ownership are can help make the decision to buy a home easy. Owning a home is much more than a place to live!
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As a member of Pioneer Valley Credit Union, you could receive savings on your Home Insurance needs with our TruStage Insurance® program.
TruStage Insurance offers affordable insurance coverage for your home with discounts for Pioneer Valley Credit Union members. Members can save a significant amount by switching to TruStage Insurance¹®.
Get a free, no obligation rate quote when you call your Liberty Mutual Insurance® Representative partnered with TruStage® at 888-380-9287
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¹TruStage Insurance® benefits and services are not obligations to Pioneer Valley Credit Union or to the members of the credit union. The insurance benefits and services offered are not guaranteed by the credit union or any affiliated entity and are not federally insured.
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