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Routing # 211885946

Pioneer Valley Credit Union

*APR = Annual Percentage Rate;
APY = Annual Percentage Yield;
Terms and conditions apply.
Click here for Loan Rates & Disclosure. Click here for Home Loan Rates & Disclosure. Click here for Savings Rates & Disclosure.

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Get More Value in the Valley

Join the Pioneer Valley Credit Union Family

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Exclusive benefits and a team ready to assist every step of the way.

Whether it’s time for a lease buyout, to purchase a new vehicle or refinance and save on your monthly payment, Pioneer Valley Credit Union gets you behind the wheel of a great deal.

Plus, take advantage of our special discounted insurance by TruStage Insurance® exclusively for our members.

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Designed with your financial goals in mind.

Choose from a variety of exclusive products and services with flexibility and access. From weddings and child care to medical expenses and student loans- Pioneer Valley Credit Union has you covered.

OUR EXCLUSIVE Eagle Line of Credit gives you the ability to borrow up to $25,000 to get the cash that you need, when you need it, on your own terms.

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Unlock the possibilities of your home’s value!

Your home’s equity can be used to benefit you! Use to consolidate debt, enhance your home, or pay college tuition. There are so many different ways to take advantage of this special low interest rate product.

Self-manage on your own terms and access your money at any time!

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Invest in your future!

Finance or refinance a mortgage with our great rates, low fees, and fast loan approval. Plus, FREE Financial Life Coaching and Budget Analysis for our First Time Home Buyers.

Our helpful Lending Team can help make your dream of owning a home a reality.

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Valley Blog & News

$440 Donated to the National Association of Letter Carriers for MDA

Pioneer Valley Credit Union is pleased to announce its sponsorship for the National Association of Letter Carriers (NALC) - Western Mass Branch 46, Annual Golf Fundraiser for MDA.

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How to Save Money on Your Energy Bill

0% Interest, 100% Easy with Mass Save! As a participating lender, Pioneer Valley Credit Union offers no-interest loans through the Mass Save HEAT Loan Program. Find out the top ten ways to save money on your energy bill below.

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How to Avoid Fake Check Scams

Pioneer Valley Credit Union members should be aware of forged or counterfeit checks appearing to be from PVCU as well as from other local Credit Unions located in Massachusetts. These checks may appear legitimate, with similar qualities as an official check.

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Top Ten Ways to Avoid Overdraft on Your Account

Overdraft protection is an extra support system for your Checking Account that can save you from costs associated with insufficient balances. Don't pay extra fees because of bad timing. Pioneer Valley Credit Union offers solutions for situations like these!

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Pioneer Valley Credit Union Celebrates 99 Years

Pioneer Valley Credit Union is celebrating its 99th Anniversary this month on April 27th, 2022. In 1923, ten postal workers chartered what is now Pioneer Valley Credit Union under the name Springfield Mass Post Office Employees Credit Union to serve the United States Postal Service employees.

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$10,000 in Scholarships to Local Students

Each year, Pioneer Valley Credit Union (PVCU) selects deserving high school seniors to receive a $2,000 scholarship named in honor of Board of Directors, who have dedicated their time and service to PVCU and to the credit union movement.

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From the Blog