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Routing # 211885946

Financial Wellness

Change the Future™ One Step at a Time. 


Financial Solutions for Real People

The path to Financial Fitness starts here!

Common Pioneer Valley Credit Union financial consultation topics:

  • How To Decrease your Debt
  • Learn What an Emergency Fund is and How Build One
  • Learn About Credit and How To Build It
  • & More!

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Change the Future™ Financial Education and Wellness Program

Pioneer Valley Credit Union's Financial Education and Wellness Program titled
Change the Future™ One Step at a Time, was designed to help our members by empowering them to understand the importance of financial stability and security, while offering the tools to make sound financial decisions.

Change the Future™ is a free service to our members. Financial life coaching is based on fundamental personal finance principles and is geared to help you improve and maintain your financial health. We have a complete staff of Financial Life Coaches™ waiting to help you make the most of your financial condition today.

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One-on-One Financial Coaching

At no cost to Pioneer Valley Credit Union members!

What You Can Expect:

  • A review of overall financial condition
  • Construction of a manageable spending plan
  • Spending plan implementation assistance
  • Progress monitoring solutions for spending plan
  • Debt analysis

Change the Future™ TODAY!

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Emergency Fund Account

Become self-reliant and ensure financial security if the unexpected occurs without relying on credit.

Pioneer Valley Credit Union offers an Emergency Fund Account as a tool members and their families can use to be prepared for unanticipated expenses.

Our certified Financial Coaches recommend three to six months of earnings saved for emergencies such as:

  • Loss of income due to job loss or death of a spouse
  • Long-term disability
  • Extreme damage to or loss of your home by natural disaster
  • Major auto repairs

Saving for an emergency can seem overwhelming but Pioneer Valley Credit Union can help.

  • Open an Emergency Fund Account
  • Save a little each paycheck with direct deposit
  • Watch your emergency savings account grow!

Current member-owners of Pioneer Valley Credit Union interested in preparing for the unexpected by opening an Emergency Fund Account can start by clicking the button below.

  • Select the type of account, your eligibility, and required information.
  • Scroll down to "Available Products", click "Savings" and click the plus sign next to "Emergency Fund Account".

Open An Account