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“Spring Cleaning” needs an upgrade. Give your home more than a regular clean this year. Prep your patio, refresh your kitchen or make a splash by adding a pool just in time to enjoy it in the summer! Here are the top six best Home Improvement projects to do this spring, and how Pioneer Valley Credit Union can help with its Home Improvement Loan solutions:
Minor Kitchen Upgrades - Regardless of taste in design, your kitchen needs to be functional and should be relatively up to date. A minor kitchen remodel such as a fresh coat of paint, refreshed cabinets and cupboards, and new hardware can go a long way when it comes to enhancing your kitchen. Swap out your old appliances for new energy savings appliances to double the savings.
New Windows - Energy efficiency is a must, especially when it comes to running an air conditioning unit. If windows are not properly insulated, cold air could leak outside, leading to spending more money on electric bills than necessary. No-interest loans are available for home energy efficiency improvements through the 0% APR¹ Mass Save HEAT® Loan Program.
Garage Door - A garage door not only serves as a functional purpose for your property, put it also gives you a chance to heighten your home design "wow" factor. It may not be the first home improvement project that comes to mind, but can be the first thing neighbors see when they visit your home.
Upgrade Your Patio, Deck or Porch - When summer rolls around, chances are that time spent outside will increase! Make sure you have a pleasurable place to enjoy it. Whether it’s replacing the rails on a deck, installing natural stone to a patio or securing steps on a porch, having a safe and comfortable place to relish the summer weather is essential.
Swimming Pool Installation or Repair - Beat the coming heat by making a splash! Having a pool can make a summer more memorable. There are many different sizes, styles and types of pools, such as inground or above ground pools. Consider your budget when making a decision.
Over time, pool maintenance is inevitable. A Home Improvement Loan can help with common problems pool owners encounter, such as concrete foundation leaks, broken filters or poor circulation from electrical technicalities.
Sprinkler/Irrigation System Upgrade - Over time, sprinkler systems can settle deeper into the soil, leaks and crushed pipes could occur and possibly lead to bigger issues, such as an increase in water bills.
Give your home more than a regular “Spring Cleaning” this year. Pioneer Valley Credit Union offers Home Improvement Loans at great rates. No equity, no problem! Our Home Improvement Loans offer homeowners a solution to financing your home improvement projects without having equity in your home.
Virtually meet with a member of our team! Schedule a virtual appointment with a real person to discuss if a Home Improvement Loan is right for you.
¹Annual Percentage Rate (APR). Monthly payment example $5,000.00 loan at 0.00% APR = $59.52 for 84 months. Maximum unsecured loan amount $25,000.00. Subject to Mass Save Heat Loan Program guidelines and credit approval. Additional terms and conditions may apply. Visit MassSave.com/HEATLoan or call 1-866-527-SAVE (7283) for details and to learn more about the program.
*Annual Percentage Rate (APR) payment example of $25,000 at 8.99% APR for 84 months is $402.11. Actual payment may vary. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation will be greater. Offer based on creditworthiness and may be discontinued or changed at any time. Not all will qualify. Additional terms and conditions apply.
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*APR = Annual Percentage Rate; APY = Annual Percentage Yield; Terms and conditions apply.
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