THE COMMONWEALTH OF MASSACHUSETTS

Division of Banks

PIONEER VALLEY FEDERAL CREDIT UNION (PIONEER VALLEY), Springfield, Massachusetts has petitioned the Commissioner of Banks for permission to merge with SPRINGFIELD STREET RAILWAY EMPLOYEES CREDIT UNION (SPRINGFIELD STREET), Springfield, Massachusetts. Under the terms of the merger, SPRINGFIELD STREET will merge with and into PIONEER VALLEY under the charter, bylaws, and name of PIONEER VALLEY. The main office of PIONEER VALLEY would remain the main office of the continuing credit union and the sole banking office of SPRINGFIELD STREET would not be retained as a branch office of PIONEER VALLEY. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks no later than October 24, 2025 and may be submitted via electronic mail to dob.comments@mass.gov or mailed to One Federal Street, Suite 710, Boston, Massachusetts 02110. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.

MARY L. GALLAGHER

Commissioner of Banks