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Routing # 211885946

Rates

Today's Rates

New and Pre-Owned Car Loan**
Term Rates as low as APR*
0-35 Months 1.90%
36-59 Months 3.25%
60-83 Months 3.90%
84 Months 4.25%

*APR=Annual Percentage Rate. Auto Loan rate shown of 1.90% APR is for terms up to and including 35 months with estimated 35-month monthly payment of $29.39 per $1,000 borrowed. The rate may vary depending on each Individual’s credit profile and loan term. Rates also reflect a .25% discount for direct deposit with automatic payment from a PVCU account. Rates are subject to change without notice. Other restrictions may apply.

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Motorcycles, Boats and Recreational Vehicle Loan**
Term Rates as low as APR*
0-35 Months 1.90%
36-59 Months 3.25%
60-83 Months 3.90%
84 Months 4.25%

A fixed Motorcycle, Boat and Recreational Vehicle Loan payment based on $1000 at 1.90% APR for 35-months is $29.40.

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Eagle Line of Credit
Term Rates as low as APR*
Revolving 10.95%

Minimum monthly payments will be established and fixed at the time of each advance at an amount equal to 3.25% times the loan balance, minimum payment is not less than $50.00/month. Maximum loan amount is $25,000.

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Overdraft Line of Credit
Term Rates as low as APR*
Revolving 10.95%

Minimum monthly payments will be established and fixed at the time of each advance at an amount equal to 3.25% times the loan balance, minimum payment is not less than $50/month. Maximum loan amount is $3,500.

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Secured Loan
Type Term APR*
Share Secured Loan 24 Months 3.00%
Term Share (Certificate) Secured Loan Up to Maturity Date 3.00%

A fixed Share Secured Loan payment based on $1,000 at 3.25% APR for 24-months is $43.09. 3.00% above Share rate.

A fixed Term Share Secured Loan payment based on $1.000 at 3.85% APR for 24-months is $43.36. 3.00% above Share rate.

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Credit Builder Loan
Term Rates as low as APR*
24 Months 10.95%

A fixed Credit Builder Loan payment based on $1,000 at 10.95% APR for 24-months is $46.58. Maximum loan amount is $2,000.

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Holiday Loan
Min. Loan Amount Rates as low as APR*
$1,500 10.95%

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Mortgage
Term Rate APR*
10 Years No Points 2.500% 2.604%
15 Years No Points 2.625% 2.696%
20 Years No Points 3.125% 3.181%
30 Years No Points 3.375% 3.415%

*A fixed Mortgage payment based on $150,000.00 at 3.415% APR for 30 years is $662.74 (Monthly payments shown do not include real estate taxes, PMI (Private Mortgage Insurance) or homeowners insurance). A rate lock fee will apply. Up to 95% LTV.

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Home Equity Loan (Fixed Rate)
Term** 80% LTV1 APR*  
1-5 Years 2.25%  
6-10 Years 3.75%  
11-15 Years 4.00%  
16-20 Years 4.25%  

Homeowner’s insurance is required. No closing costs (if your loan is paid off within the first three years of the closing date, you will reimburse the Credit Union for amounts paid on your behalf).

A fixed Home Equity Loan payment based on $10,000 at 2.250% APR for 5 years is $176.37.

**The payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

1LTV= Loan to Value.

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Home Equity Lines of Credit (HELOC)
Term Min Loan Amt Variable APR*
10 Year Line/10 Year Repayment $5,000 1.900%

The 1.900% rate is an introductory 12 month rate. After the introductory 12 month rate period, the rate will vary based on the highest prime rate published in the Wall Street Journal minus .25% with a floor rate of 3.00% APR and a maximum rate of 18% APR. Homeowners insurance is required. No closing costs. If your loan is paid off within the first three years of the closing date, you will reimburse the Credit Union for amounts paid on your behalf.  Additional terms and conditions apply.

1LTV= Loan to Value.

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MassSave Energy Loan
Loan Type Rates as low as APR*
0% Mass Save Heat Loan Program1 0%

1Offered year round for energy efficient upgrades

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Home Improvement Loan
Loan Amount Rates as low as APR*
Up to $25,000 8.99%

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*APR=Annual Percentage Rate

**Based on National Automobile Dealers Association (NADA) Value

Loan rates are based on members with the best credit profile. Rates also reflect a .25% discount for direct deposit with automatic payment from PVCU Account. All rates are subject to change at any time without notice.