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Routing # 211885946

Vehicle Loans

Pioneer Valley Credit Union gets you behind the wheel of a great deal.



Exclusive Benefits

Borrow up to 120% Of Vehicle Value with 7 Years to repay!

  • FREE CarFax Report
  • Auto Deductible Reimbursement*
  • Personal ID Restoration
  • Warranty Vault™
  • GAP Protection
  • Service Warranty
  • Life & Disability Coverage
  • Discounted Insurance

Whether it’s time for a lease buyout, to purchase a new vehicle or refinance and save on your monthly payment, Pioneer Valley Credit Union can help its members get exclusive benefits and services including:

  •  AutoSMART, find the right wheels for you at the right price. 

    search with AutoSmart
  •  Coverage on Trucks, Sedans, SUVs, Motorcycles, Boats, Jet Skis, RVs,
     Electric, Hybrid, Classic Cars, Conventional & More!
  •  Flexible payment methods including weekly, biweekly, monthly, semi-monthly with
     direct deposit!


New Vehicle Loans


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We offer low rates and flexible payment options with up to seven years to repay! We lend on trucks, sedans, SUVs, electric, hybrid and conventional. You pick the color and Pioneer Valley Credit Union takes care of the rest!


Pre-owned Vehicle Loans


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GAP Protection, Warranty, Life and Disability Coverage solutions are available*! We lend on trucks, sedans, SUVs, electric, hybrid and conventional. Your ride, your way.

*The insurance offered is not a deposit and is not federally insured by the NCUA. The insurance is not guaranteed by the Credit Union nor an obligation of the Credit Union. The insurance may lose value.


Motorcycle Loans


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Ride the open road with the bike of your dreams. Finance both new and pre-owned motorcycles and dirt bikes. Head out on the highway today!


Boat Loans


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Fishing, pontoons, cabin cruisers and sailboats. Cast a line or soak up the sun. However way you float it, Pioneer Valley Credit Union can help.


R.V. Loans


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Campers, trailers, snowmobiles, jet skis, ATVs, and more. Make your next outdoor adventure one to remember.


Classic Car Loan


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We offer this specialized loan for those who tinker, show or ride! The Antique Automobile Club (AACA) defines a "Classic Car" as 25 years or older. Pioneer Valley Credit Union shares your love for the classics, so cruise on over to a branch nearest you!

Auto Insurance

Affordable insurance coverage for your auto with discounts for Pioneer Valley Credit Union members. Members can save a significant amount by switching to TruStage Insurance1.

Get a free, no obligation rate quote when you call your Liberty Mutual Insurance Representative partnered  with TruStage at 800-208-3041 ext. 54981 or fax your policy to 413-567-1953 for a rate quote.

Get a quote online

1TruStage insurance benefits and services are not obligations to Pioneer Valley Credit Union or to the members of the credit union. The insurance benefits and services offered are not guaranteed by the credit union or any affiliated entity and are not federally insured.

Car Loan Calculator Payment Calculator Rates

Call our Lending Team at 413-730-4152!

*Up to 4 years of coverage. Unlimited claims per year up to $500.00 within the term of 4 years. Coverage effective upon the date of enrollment. Covers the primary borrower on all vehicles, excluding motorcycles, owned and insured. Call the Claims Administrator at 1-877-296-4892 OR go to to request a claim form. Notice of the Loss must have been provided to the Claims Administrator within 90 days of the date of Loss, but in no event later than 1 year from date of Loss. To process a claim the Claims Administrator must be sent a completed and signed claim form, along with the following required documents, within 180 days of the date of Loss, but in no event later than 1 year from date of Loss. 1) A copy of the Automobile Insurance Policy Declarations page in effect on the date of Loss. 2) A copy of the Covered Auto title, registration or loan/lease documents (if applicable) in effect on the date of Loss. 3) A copy of the estimate of repairs or the total Loss statement. 4) A copy of the claim payment check and/or settlement letter from the Auto Insurance Company showing the amount that was paid and that the deductible was satisfied. 5) A copy of the check, credit card charge, debit card charge or cash receipt showing the deductible was paid. 6) Any other information that may reasonably be requested in order to process your claim.


Warranty Vault™ is a registered trademark of Assurance Plus.