Real Estate Loans

Real Estate Loan Solutions

Invest in your future with our real estate home loan solutions. Whether you're purchasing, refinancing, or fixing up your home, Pioneer Valley Credit Union is here to help.

Get pre-qualified or discuss your options with one of our Mortgage professionals at 413-730-4152 or


Finance or refinance a Mortgage with our great rates, low fees, and fast loan approval.

  • Repay up to 30 Years
  • FHA Financing
  • VA Financing
  • Second Homes
  • Reverse Mortgage
  • Down Payment Assistance Options Available

You have dreams and we have solutions to help make purchasing your home easier!

Apply Now    View Rates

Home Equity

Fix, change, and rearrange... whether it's remodeling the kitchen, or installing a new deck to enjoy your newly landscaped yard we are here to help. Our Home Equity services are designed to give your home a fresh look while helping to increase the value of your property. For more information and to apply contact us at 413-730-4152 or

Fixed Home Equity Loans

Let your home work for you. Borrow up to 80% of your home value and have up to 20 years to repay with no closing costs*.

Home Equity Line of Credit

  • No Closing Costs*
  • 80% Loan to Value
  • 10 Year Repayment Period
  • 10 Year Draw-Interest Only Payments
  • Prime Rate Minus .25% APR**

 View Rates

Every time I walk into my new house, which was made possible by the Mortgage Team at PVCU, I am thankful for being taken care of like family by my Credit Union.

— Michelle G., Member Since 2008

*If your loan is paid off within the first three years of the closing date, you will reimburse the Credit Union for amounts paid on your behalf.  Additional terms and conditions apply. **APR is Annual Percentage Rate.