Merit Pay

When life happens sometimes your Checking Account can take the hit causing unexpected expenses. Our Merit Pay is available for those 'just in case' moments. Merit Pay gives you increased peace of mind when you need it most.

Merit Pay:

  • Covers Overdrafts from Checks, ATM Withdrawals, ACH Transactions and Debit/Check Card Transactions
  • Up to $1,000 of Coverage
  • $29 Fee is Charged for Each Overdraft
  • Members must Opt In to receive coverage on ATM and Debit Card Transactions

If you do not Opt-In to receive Merit Pay we will not be able to cover mishaps which may occur at the store, gas station, ATM or anywhere else you may swipe your MasterCard Debit Card.

Click here for more details and to apply to Opt-In to Merit Pay.